Turn invoices into opportunities.

Get paid today for invoices due next month.

Sell an unpaid invoice for cash today. Buyers check private details against a fingerprint, while each transfer of ownership is recorded on Ethereum.

Launch app How it works

revine. · Financier

revine.SellerBuyerFinancierRp82.000.000 mIDRMM

Hi, Modal MajuExpectedRp3.250.000Marketplace 3CompaniesPortfolio

BBeras Bu SariInvoice #12 · to RM Selera KitaReliable payerRp10.000.0003,09% in 30 daysBuy
KKonveksi Maju JayaInvoice #22 · to Hotel Puri AsriMixed payerRp8.500.0003,09% in 35 daysBuy
TToko Rasa NusantaraInvoice #6 · to Katering Ibu AniNew buyerRp5.000.0004,17% in 45 daysBuy

9:41

revine.BS

Cash receivedRp4.300.0001 invoice listed for financing

RM Selera Kita#12 · in 30 daysRp10.000.000Open for financing
Kedai Kopi Lestari#11 · in 14 daysRp4.500.000Ready to finance

+ New invoice

You got paidRp9.700.000 🎉Modal Maju financed invoice #12

A simple example

Rp10.000.000 invoice, due in 30 days → Rp9.700.000 in your wallet today.

Invoice amountRp10.000.000

Due in

Discount3%

You receive todayRp9.700.0003% less than the invoice, 30 days sooner.

TodayFinancier pays you: Rp9.700.000
Day 30Buyer pays the financier: Rp10.000.000
ReturnFinancier earns (≈37,6% a year): +Rp300.000 · 3,09%

Try it in the app

The process

How it works

Five steps, three roles, one invoice. Watch it move, or pick a step.

Step 1 of 5

Create the invoice

Line items stay private. Only a fingerprint goes on-chain.

Seller

One shared record

One invoice, three views.

Roles are views, not accounts: any wallet can use any of them. Here is invoice #12 as each one sees it.

Seller

Gets paid now for invoices customers pay later.

Open the seller view

Buyer

Confirms invoices sent to them, then pays on the due date.

Open the buyer view

Financier

Finances verified invoices and earns a short-term return.

Open the financier view

Why on-chain

Three promises a spreadsheet can't keep, kept by the contract on Ethereum.

Clear ownership

Anyone can see who holds the right to collect an invoice.

No double-selling

The same invoice can't be sold twice on revine.

Automatic payment

The buyer's payment goes straight to whoever holds the invoice.

Private by design.

Line items and descriptions stay off-chain. The buyer checks them against a fingerprint on the public invoice record; the private details themselves are never published.

Public on-chain

Invoice amount and due date
Seller, buyer and financier addresses
A fingerprint of the details

Never on-chain

Line items and prices
The description
Your exact revenue

Financiers see "Revenue above Rp100 jt", never the number.